ThreadFox
Reddit rules index · read 2026-10-04
Can you promote on r/personalfinance?
Self-promotion restricted Its rules restrict self-promotion. Posts that promote your own work are likely to be removed.
AI-generated content not allowed Its rules remove some or all AI-generated posts, comments or media. Write it yourself here, or pick another community. Other communities' AI rules.
What this page is
This page quotes r/personalfinance's rules as ThreadFox read them on 2026-10-04. The quoted text is the community's; the verdict above is our reading of it. Conditions often decide whether a post fits (a required thread, flair, posting day, account age or karma), and r/personalfinance's current rules on Reddit always win over this page.
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- 21,863,608 members
- text posts only
- posting limited to approved users
- its rules on Reddit
Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!
What its rules say about promotion
Self-promotional advertising or soliciting
We don't allow: * Promotion of web content, products, services, companies, or anything else owned by you (or anyone affiliated with you), even if not monetized * Accounts with promotional profiles or usernames * Offering referral, invite, or affiliate links/codes * Soliciting business/investors, market research, media requests, or recruiting * Repeatedly or prominently stating financial credentials * PM/DM requests or offers Requires pre-approval: open source tools, customer service replies
What its rules say about AI and bots
Unhelpful or disrespectful
We don't allow: * Circlejerking or karmawhoring * Posting just for upvotes or humor * Insincerity or dishonesty * Trolling, brigading, loaded questions/language, or provoking unproductive conversation * Memes or low-effort content * Clickbait titles * Excessive large, bold, or spaced-out text * [Bots](http://bit.ly/3GJH5om) or AI-generated content * In-character novelty accounts * Insubstantive/ephemeral posts * Requesting votes * Excessive profanity * [Poor reddiquette](http://bit.ly/2vKxaO6)
All 10 rules of r/personalfinance
- Submission guidelines
Posts must be a personal finance question or discussion with a descriptive title. We don't allow: * Polls, surveys, or requests for personal data, experiences, or other types of self-reporting * Success stories or thanks (use weekday/weekend thread) * Several [disallowed topics](http://bit.ly/3mxqnSl) * Meta posts * IAmA/AMA requests or posts * News without a discussion, quote, or summary For more information on the subreddit rules, read the [rules wiki](/r/personalfinance/w/rules). - Self-promotional advertising or soliciting
We don't allow: * Promotion of web content, products, services, companies, or anything else owned by you (or anyone affiliated with you), even if not monetized * Accounts with promotional profiles or usernames * Offering referral, invite, or affiliate links/codes * Soliciting business/investors, market research, media requests, or recruiting * Repeatedly or prominently stating financial credentials * PM/DM requests or offers Requires pre-approval: open source tools, customer service replies - Unhelpful or disrespectful
We don't allow: * Circlejerking or karmawhoring * Posting just for upvotes or humor * Insincerity or dishonesty * Trolling, brigading, loaded questions/language, or provoking unproductive conversation * Memes or low-effort content * Clickbait titles * Excessive large, bold, or spaced-out text * [Bots](http://bit.ly/3GJH5om) or AI-generated content * In-character novelty accounts * Insubstantive/ephemeral posts * Requesting votes * Excessive profanity * [Poor reddiquette](http://bit.ly/2vKxaO6) - Asking for handouts or transactions
We don't allow asking for handouts or transactions. That includes: * Asking (even indirectly) for gifts, loans, or donations for yourself or on behalf of any organization or person(s) * Any mention of a fundraising campaign even without a link * Requesting a job * Asking for loan cosigners * Soliciting for anyone to engage in any kind of transaction - Legal or business discussion
We don't allow legal or business discussions. That includes: - Discussions that are predominantly legal issues - Discussions about starting, funding, or running a business, corporation, partnership, etc. - Content better suited for /r/legaladvice, /r/smallbusiness, /r/entrepreneur, or /r/business - Politicizing
We don't allow: - Moralizing issues - Petitions or calls-to-action - Political discussions - Political baiting - Soapboxing - Lawbreaking information
We don't allow: * Suggesting another user perform an activity that is illegal, unlawful, or fraudulent in most jurisdictions * Linking to illegal content or lawbreaking information * Asking for advice on any of the above - Personal attack or abusive language
We don't allow: * Personal attacks * Raw criticism without any constructive feedback * Name-calling, flaming, shaming, or otherwise harassing another poster (or person being helped) * Telling a user to harm themselves or others * Abusive language * Intentionally rude or very harsh language * [Hate speech](/r/personalfinance/wiki/rules#wiki_definitions) * Suggesting [sex work](/r/personalfinance/wiki/rules#wiki_definitions) (even indirectly) * Retaliating in response to an affront - Personal advice discussion
We don't allow personal advice discussions. That includes: * Content better suited for /r/relationships * Recommending a poster end their relationship or start a new relationship * Posts about suicide or violence * Posts asking for advice on how to convince someone else to change their behavior * Relationship drama not essential to a question or discussion * Family planning advice, especially unsolicited or flippant * Career, job, and education questions * Medical advice - Other bad behavior
* Missing－Disappearing after posting a discussion or posting for another with inadequate information or involvement * Hyping－Pushing speculative, volatile, illiquid, or meme investments, especially flippantly, tersely, or implying huge returns * Rabble rousing－We're not your personal army * Doxing－Posting or seeking personal information, dox attempts or threats * Flooding－Posting excessively frequently * Duplicates－Reposting news or information * Plagiarism－Not giving credit properly
What the written rules don't show
- Unpublished minimums. Many communities remove posts from new or low-karma accounts through AutoModerator settings that are not on the rules page, often before a moderator sees them.
- Reddit's own filters. Reddit's site-wide spam filters can remove posts from accounts that mostly share links to their own site, in any community.
- The community's norms. Many communities see themselves as peers, not an audience: post where you already take part, and make the post worth reading without the link.
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The verdict is our reading of r/personalfinance's rule text on 2026-10-04. Rules change and moderators decide: read the current rules before you post. Not affiliated with Reddit or r/personalfinance.